Release:Housing affordability in England and Wales: 2019

Publications

• Housing affordability in England and Wales: 2019

• Data on house prices and annual earnings to calculate affordability ratios for national and subnational geographies in England and Wales, on an annual basis.

• Research Output: Alternative measures of housing affordability: financial year ending 2018

• Alternative measures of housing affordability in England, including affordability in relation to varying household income and house price distributions, upfront costs, mortgage repayments, and private rental affordability.

Data

• Ratio of house price to equivalised disposable household annual income deciles

• Affordability ratios calculated by dividing house price deciles by equivalised annual household disposable income deciles.

• House price to residence-based earnings ratio

• Affordability ratios calculated by dividing house prices by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price (newly built dwellings) to workplace-based earnings ratio

• Affordability ratios calculated by dividing house prices for newly-built dwellings, by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• Percentage of total monthly household income spent on private rent, England 2012 to 2018

• Percentage of total monthly household income that is spent on monthly private rent, by region and country, England, 2012 to 2018.

• Mortgage repayment affordability

• Mortgage repayments as a percentage of monthly equivalised disposable household income, throughout the house price and income distribution.

• Upfront costs required to purchase a residential property for each house price decile

• Upfront costs involved with purchasing a residential property including deposit amounts and Stamp Duty Land Tax. The number of years of income is required to cover the upfront costs of purchasing a residential property, by income and house price decile.

• House price (existing dwellings) to residence-based earnings ratio

• Affordability ratios calculated by dividing house prices for existing dwellings, by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• Housing affordability ratios for Middle layer Super Output areas

• Ratio of median house prices to net annual household income (equivalised) before housing costs, by property type, for Middle Layer Super Output Areas in England and Wales, 2018.

• House price (existing dwellings) to workplace-based earnings ratio

• Affordability ratios calculated by dividing house prices for existing dwellings, by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price to workplace-based earnings ratio

• Affordability ratios calculated by dividing house prices by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price (newly built dwellings) to residence-based earnings ratio

• Affordability ratios calculated by dividing house prices for newly-built dwellings, by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.